September is almost over, and several travel credits, transfer bonuses and credit card offers are approaching their deadlines.
If you have points or premium travel cards, a few minutes of housekeeping could help prevent unused benefits from expiring.
1. Use Your Quarterly Credits
Several American Express benefits reset at the end of September, including:
• Up to $75 at Lululemon with the Amex Platinum
• Up to $100 at Resy with the Amex Platinum
• Up to $50 at Hilton with the Business Platinum
• Up to $50 at Hilton with the Hilton Surpass
• Up to $50 in airline credits with the Hilton Aspire
Don’t spend money simply to use a credit. But if you already have eligible purchases planned, check whether you can use the benefit before Sept. 30.
2. Check the Amex-to-Avios Bonus
Amex is offering a 30% transfer bonus to British Airways, Iberia and Aer Lingus through Sept. 27, according to the source.
3. Look at the JAL Transfer Bonus
Capital One is offering a 30% bonus to Japan Airlines Mileage Bank through Sept. 30. The source highlights business-class opportunities to Japan and Europe.
4. Check the Aeroplan Bonus
Chase is offering a 30% transfer bonus to Air Canada Aeroplan through Sept. 30, potentially making certain United and international awards require fewer Chase points.
5. Review Limited-Time Card Bonuses
Several elevated offers are ending soon, including:
• Capital One Venture: 75,000 miles + $300 Capital One Travel credit
• Marriott Bonvoy Brilliant: 150,000 points + $250 statement credit
• Marriott Bonvoy Bevy: 125,000 points + $150 statement credit
Before transferring points, remember one important rule: have a specific redemption in mind first. Transfers generally can’t be reversed.
The smarter take: Before September ends, check your expiring credits, transfer bonuses and card offers. The biggest opportunity may be sitting in a benefit you already have.